Buying a new home is a process. Step-by-step. 90-days. Maybe a few days less; or, maybe a few days more!
Be patient. Anything worth owning isn't instant. Your specialist at Evangeline Home Center made
home ownership happen for hundreds of people just like you.
Here's what routinely happens from the day you commit to buying a home until you finally close (every purchase is as unique as YOU are, but this will give you an idea):
- You fill out a credit application and leave a good faith deposit on a home.
- When you go home people will be excited for you but some may say negative things. They haven't been given all the facts like you. You are working with Evangeline home specialist that have placed hundreds of families in their own home-it's what we do.
- The lender(s) respond within 24 to 48-hours.
- Lender(s) approve the application on the house submitted
- Lender(s) turn down the application based on the house submitted.
- A turn down is almost always a "condition"-meaning you may need to submit an application on another house that qualifies for underwriting, or, that certain underwriting conditions not anticipated must be met to get an "approval".
- A lender or multiple lenders give a final "OK". You choose what fits you best!
- The lenders start asking for multiple pieces of information for the underwriters. This could take days to satisfy and you will receive numerous calls. Don't worry we can answer questions and you can bring it to us and we can help you understand the request. Don't get frustrated or scared. The government heavily regulates lenders and they are doing their job to protect your interests.
- A contractor inspects your site and reports back to our GM after he helps you pick the best spot for the new home
- A list of things that must be done to the property is put together.
- Finally, you go to a title company office or to an Evangeline Home Center for a formal loan closing. You will sign the legal documents and paperwork that make the house your home.
- An order is submitted to the factory for your house to be built. The factory will resubmit the order to the Evangeline Home Center dealer for you to approve.
- The house goes into production at the plant.
- Evangeline Home Center helps you identify and obtain all permits required.
- Contractors are identified to do electric, water, septic or other property improvements.
- The property is cleared for the set up of the new home.
- The house comes off line at the factory.
- The house is delivered and set.
- A power pole is set. Electric is hooked up.
- Trim out of the interior and exterior takes place.
- A well is drilled; water is hooked up (or, if city water available, water is hooked up).
- A septic tank is installed (or, if city sewer, sewer lines are laid & hooked up).
- The hot water heater is filled, and then turned on.
- An air conditioner or heat pump is installed.
- A final walk through is made and the house is ready to move in.
Your professional Evangeline Home Center specialist will help you through this process with less frustration. We communicate with you constantly throughout the process because you need to know!
A quality walk through your new home with either a factory representative or you Evangeline Home Center specialist will occur with YOU before you move in. This walk through generally identifies cosmetic items that might require touch-up or finishing. Many times these minor items are addressed before the technician leaves.
Each of the factories we represent provides a minimum of one-year warranty of the structural integrity. There may be additional warranty offered by specific manufacturers. This is something that a Evangeline Home Center professional will address for you. There are also additional warranties offered through private insurers that give you peace-of-mind for up to 10 years after the initial factory warranty expires. If this is something that interests you ask your Evangeline Home Center specialist.
Moreover, the manufacturers of components in your new home offer additional warranty of their products:
- Air conditioning
At closing you will receive contact information for each component manufacturer allowing you to access and address any potential issue that might arise with your new home.
And, as always, if you have any questions, never hesitate to contact us. We stand beside you throughout the entire process-even after you move in.